Peter Karoly was born the week "Rags to Riches" by Tony Bennett topped the Billboard charts.  A graduate of Handy High School, Central Michigan University, and Marygrove College, he is overeducated and underdegreed.  A teacher in the Bay City Public Schools system for 21 years, he is a former newspaper reporter who has accumulated over 5,000 albums, 45s, and CDs since 1964.  He is also a firm believer in the saying, "More is better but vinyl is best."